In need of catastrophic health insurance? Want to find out how to get the best price with a reliable company? The following tells you exactly how to achieve that.
Catastrophic Health Insurance
Catastrophic health insurance pays for your major medical expenses along with hospital charges. It does not, however, pay for your own prescriptions or your visits to your medical doctor. This specific type of insurance is also known as major medical health insurance. Nearly all plans cover hospital visits, surgical operations, intensive medical care, Xrays, and other hospital charges.
Of all the types of standard health insurance coverage, catastrophic health insurance is the lowest priced. The deductible with one of these plans (the money you pay toward an insurance claim before your insurer pays) start at $500 and may go up to $5,000 This specific type of insurance has a cap, or lifetime benefit, of $1 million to $3 million, after which your benefits and also your insurance policy will be immediately terminated.
Catastrophic health insurance is an excellent plan if you want to save a lot of money on your insurance coverage, if you?re in good health, and if you do not take many prescription drugs. It?s also a good option if you have retired from your job, haven?t any insurance coverage, and are not yet eligible for Medicare insurance.
Some Things To Consider
It is important to ask yourself the following basic questions before buying catastrophic health insurance . . .
? Just how much does the policy cost?
? What does it pay for and what?s the actual lifetime maximum benefit?
? Can I afford to pay doctor visits in addition to prescription drugs myself?
? Will I be able to pay for the deductible?
Getting Low-cost Catastrophic Health Insurance
You will need to compare prices from a number of different insurance providers to obtain the best price quote, and the quickest and easiest way to accomplish this will be to go to an insurance comparison website.
Once there you will be required to complete a simple questionnaire with your health history and the kind of insurance you want. After you submit the questionnaire, you?re going to get price quotes from a number of A-rated insurance companies.
Once you get your quotes all you have to do is compare the quotes as well as the coverages, then select the company that has the cheapest quote in addition to the best insurance coverage for your specific needs.
The whole procedure can be done in under 10 minutes and you could very well save hundreds of dollars annually in monthly premiums. Time wisely spent to say the least.
Click on the link that follows in order to get your absolutely free low cost catastrophic health insurance quotes.
Click on the link that follows to see how much you can save on catastrophic health insurance premiums.
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