Tuesday, July 24, 2012

Catastrophic Health Insurance Coverage ? The Way To Get The ...

In need of catastrophic health insurance? Want to find out how to get the best price with a reliable company? The following tells you exactly how to achieve that.

Catastrophic Health Insurance

Catastrophic health insurance pays for your major medical expenses along with hospital charges. It does not, however, pay for your own prescriptions or your visits to your medical doctor. This specific type of insurance is also known as major medical health insurance. Nearly all plans cover hospital visits, surgical operations, intensive medical care, Xrays, and other hospital charges.

Of all the types of standard health insurance coverage, catastrophic health insurance is the lowest priced. The deductible with one of these plans (the money you pay toward an insurance claim before your insurer pays) start at $500 and may go up to $5,000 This specific type of insurance has a cap, or lifetime benefit, of $1 million to $3 million, after which your benefits and also your insurance policy will be immediately terminated.

Catastrophic health insurance is an excellent plan if you want to save a lot of money on your insurance coverage, if you?re in good health, and if you do not take many prescription drugs. It?s also a good option if you have retired from your job, haven?t any insurance coverage, and are not yet eligible for Medicare insurance.

Some Things To Consider

It is important to ask yourself the following basic questions before buying catastrophic health insurance . . .

? Just how much does the policy cost?

? What does it pay for and what?s the actual lifetime maximum benefit?

? Can I afford to pay doctor visits in addition to prescription drugs myself?

? Will I be able to pay for the deductible?

Getting Low-cost Catastrophic Health Insurance

You will need to compare prices from a number of different insurance providers to obtain the best price quote, and the quickest and easiest way to accomplish this will be to go to an insurance comparison website.

Once there you will be required to complete a simple questionnaire with your health history and the kind of insurance you want. After you submit the questionnaire, you?re going to get price quotes from a number of A-rated insurance companies.

Once you get your quotes all you have to do is compare the quotes as well as the coverages, then select the company that has the cheapest quote in addition to the best insurance coverage for your specific needs.

The whole procedure can be done in under 10 minutes and you could very well save hundreds of dollars annually in monthly premiums. Time wisely spent to say the least.

Click on the link that follows in order to get your absolutely free low cost catastrophic health insurance quotes.

Click on the link that follows to see how much you can save on catastrophic health insurance premiums.

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Source: http://autoinsurance-pennsylvania.org/catastrophic-health-insurance-coverage-the-way-to-get-the-very-best-quote

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Wednesday 5pm is Athlete's Workout!- Health, Exercise, Fitness ...

It has become fashionable for gyms to refer to their clients collectively as athletes. We are not saying this is good or bad, but it isn?t what we are talking about here. Everything on Wednesday at 5pm workout will be geared to the athlete?explosivestrength, mobility, mechanics and conditioning will be about building a better athlete. We will obviously make needed modifications to the workouts, but everything will stay geared to the athlete. If you are a kid getting ready for fall sports, have a kid getting ready for fall sports, or just wanting to try something new?Wednesday?s Athlete?s workout is for you!

Source: http://livelongfood.net/wednesday-5pm-is-athletes-workout/

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Monday, July 23, 2012

Advanced breast cancer treatment approved by FDA could be ...

Jul23

July 20, 2012 6:51 pm by Stephanie Baum | 0 Comments

The U.S. Food and Drug Administration has approved a drug developed by Novartis (NYSE: NVS) for advanced breast cancer in post-menopausal women. The Swiss pharmaceutical company?s drug has been approved to be used in combination with Aromasin a drug used to treat menopausal women with early breast cancer who have already been treated with tamoxifen, which is marketed by Pfizer (NYSE: PFE).

Afinitor, approved for use in kidney cancer patients in 2009, has also been approved to treat tumors in the brain and pancreas. Analysts say it could be Novartis? next blockbuster drug, with projected sales topping more than $1 billion, seeing as it has already been approved for similar indications in Europe. Novartis? U.S. headquarters are in East Hanover, New Jersey.

Afinitor is the first approval of an mTOR inhibitor drug against hormone-receptor positive advanced breast cancer, according to Dr. Richard Pazdur, director of the Office of Hematology and Oncology Products in the FDA?s Center for Drug Evaluation and Research in a statement from the regulator.

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An mTOR inhibitor blocks the activity of of the mammalian target of rapamycin, which regulates growth factors that stimulate cell division and metabolism in tumor cells.
To date, more than six drugs have been approved to treat advanced breast cancer in post menopausal women.

A clinical study of 724 women designed to measure the length of time a patient lived without the cancer progressing, found that patients who received Afinitor plus Aromasin combination had a 4.6 month improvement in the median time to disease progression or death compared to patients receiving the placebo plus Aromasin, according to an FDA statement.

This year an estimated 226,870 women will be diagnosed with breast cancer, and about 39,510 will die from the disease, according to the FDA statement.

Source: http://cg3consulting.com/news/advanced-breast-cancer-treatment-approved-by-fda-could-be-novartis-next-blockbuster-drug-2/

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Dedicated Web Hosting Plans Have Discounts, Read and Find Out ...

The plain old web hosting services available may not be the ideal one for your business especially if your business often encounters highly congested website traffic. If this is the case then resources your website demands to function properly may not be provided by such web hosting services. So if this is how you foresee the website of your online business will run then you should consider the use of dedicated web hosting plans.

Many of the businesses that generate a generous number of traffic everyday online , use this kind of hosting plan. One of the many benefits that you can get from dedicated hosting plan is that it provides your business? website with all the necessary resources that it needs to smoothly function. These resources that you will be using will not be shared by other subscribers of your web hosting company therefore it will be exclusive. This allows you to have more control over your entire website and it?s like every piece of hosting resources is just yours and yours alone.

The only down side when it comes to this type of web hosting plan is its price. So if you are thinking of investing on dedicated web hosting plan then you might need a lot of money to avail it. However, this has not hindered many online entrepreneurs in purchasing it because despite its price, it is very effective. So if you want to avail this type of hosting plan, there are also ways to get some discount and here are the things that you need to know about.

There are actually a lot of online web hosting companies that do not only offer affordable hosting services but also dedicated hosting plans. You can search these companies online and check the packages that they offer as well. The payment method that you choose when you subscribe in any of these companies can actually qualify you with some discounts. So you might want to take advantage of these discounts and promos, if you are serious about getting a dedicated hosting service.

Although not every online business would really require a dedicated web hosting plan, the fact remains that it is one of the best plans that we have in the market today. So if you feel that your online business would do better with this type of hosting service, then you should go for it. After all, as long as you are able to find affordable services, your online business would certainly benefit on it.

If I had to choose a web host, I would go with HostGator, which offer unlimited hosting. Now you can use the Hostgator coupon to get your 1st month for a penny. Go to http://hostgatorcouponcode.org for the latest Hostgator coupon code 2011 for more rebates.

Read, Enjoy... Then Share It:

Source: http://secretsonthe.net/internet-marketing-programs-tools-software/dedicated-web-hosting-plans-have-discounts-read-and-find-out-how/

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Source: http://twitter.com/inquirerdotnet/statuses/227274470858043393

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Sunday, July 22, 2012

How Much Will You Pay to Move? | Katonah Realtor | Bedford New ...

Moving takes its toll: nerves become frayed, children are uprooted from schools and, almost without fail, your favorite furniture is scratched.

It can also take a substantial financial toll.

According to U.S. Census statistics, 19 million American households pack up and move each year. In 2010, Worldwide ERC, the Worldwide Relocation Association, reported the average professional household move cost $12,230.

The dollars and cents that go into those moves vary greatly depending upon a number of factors:

  • Distance of the move
  • Need for packing supplies and services
  • Size/weight of the household being moved
  • Use of professional movers vs. rental truck vs. friends with pickups

Weight matters

When it comes to a professionally handled interstate move ? one that takes you from one state to another ? load weight and distance traveled are the two biggest factors in determining the cost of your relocation.

The weight of your items is actually measured on a scale. Before the move, the empty truck is weighed; you may ask to accompany the driver to the scale during the weigh-in to ensure everything is on the up-and-up. Your mover should provide you with an ?empty weight? receipt or certificate. The truck will be weighed again once it is loaded with your items.

A reputable mover will provide a cost estimate prior to your move. The estimate you receive will only be as good as the information you provide. If you have a shed full of bikes and tools that you failed to mention when the movers did their estimate, the estimated weight of your load won?t be accurate. Likewise, estimates given over the phone are not as accurate as those given in person. Companies can ?guess? what your load will weigh based on an average 1- or 2- or 3-bedroom home, but if your home is minimally furnished or jam-packed with items, the estimate will be off.

Longer move, higher price tag

To get an idea of moving costs, consider these examples:

The fee for moving an average 1,000-square-foot, 3-bedroom apartment (goods weighing 5,500 pounds) from Chicago to Miami would be approximately $4,400 to $4,900. The same 1,400-mile move for a 2,800-square-foot, 4-bedroom household (20,500 pounds) would likely cost $14,600 to $15,600. Same distance, different loads.

For comparison, consider that moving a 1,000-square-foot, 3-bedroom apartment (5,500 pounds, same as above) 200 miles from Chicago to Indianapolis would cost roughly $3,200 to $3,700. Same load, different distance.

Reputable movers use a rate book published by the Household Goods Carriers Bureau. The book, Tariff 400-M, provides estimates for all long-distance moving transactions based on the weight of your belongings and on the distance they are shipped, plus the amount of packing and other services that you require.

Additional costs

Beyond weight and distance, you may find one or more of these fees applied to your move:

  • A transportation surcharge if the moving company pays workers more for working in metropolitan areas, where labor costs are often higher.
  • You may opt to purchase full value protection insurance for your belongings. (Released value coverage is provided by movers at no cost, but protection is minimal ? just 60 cents per pound per article lost or damaged.)
  • Charges for moving heavy items such as automobiles, boats, riding lawnmowers, snowmobiles or pianos.
  • Additional charge for specialists brought in to disconnect gas mains or disassemble/assemble pianos and pool tables.
  • Additional charge if the movers have to walk more than 75 feet from door to truck or need to use stairs or an elevator.
  • Additional charge if your street is too narrow to accommodate the moving truck; movers may need to shuttle your belongings from your home to the truck via a smaller truck.

Be sure to ask your moving company?s sales representative about these add-on costs. Are there things you can do to avoid or reduce them? Working with the city to reserve parking space right outside your door, for instance, may prevent a surcharge.

Remember that the fees you pay to your movers are only a portion of what your total move will cost you. You also must factor in your personal travel and accommodations, on-the-go meals, the cost of new vehicle registration and driver?s license, utility hook-ups, and carpet and drapery installation.

Source: http://www.robertpaulsells.com/blog/how-much-will-you-pay-to-move-katonah-realtor/

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Indian upheaval bares Colombia's nagging conflict

In this photo taken July 17, 2012, Nasa Indians charge on soldiers guarding communication towers on a hill in Toribio, southern Colombia. Indians forcibly dislodged six soldiers the outpost. Indians have demanded that security forces and leftist rebels stay off their ancestral land. The government rejected the demand alleging the area is a corridor for cocaine smuggling and rebels have infiltrated the Indians' ranks. (AP Photo/William Fernando Martinez)

In this photo taken July 17, 2012, Nasa Indians charge on soldiers guarding communication towers on a hill in Toribio, southern Colombia. Indians forcibly dislodged six soldiers the outpost. Indians have demanded that security forces and leftist rebels stay off their ancestral land. The government rejected the demand alleging the area is a corridor for cocaine smuggling and rebels have infiltrated the Indians' ranks. (AP Photo/William Fernando Martinez)

In this photo taken July 17, 2012, Nasa Indians charge on soldiers guarding communication towers on a hill in Toribio, southern Colombia. Indians forcibly dislodged six soldiers from the outpost. Indians have demanded that security forces and leftist rebels stay off their ancestral land. The government rejected the demand alleging the area is a corridor for cocaine smuggling and rebels have infiltrated the Indians' ranks. (AP Photo/William Fernando Martinez)

In this photo taken July 17, 2012, Nasa Indians surround a soldier guarding communication towers on a hill in Toribio, southern Colombia, before they forcibly dislodged six soldiers from the outpost. Indians have demanded that security forces and leftist rebels stay off their ancestral land. The government rejected the demand alleging the area is a corridor for cocaine smuggling and rebels have infiltrated the Indians' ranks. (AP Photo/William Fernando Martinez)

In this photo taken July 17, 2012, Nasa Indians stand around communication towers on a hill in Toribio, southern Colombia, before they forcibly dislodged six soldiers guarding the outpost. Indians have demanded that security forces and leftist rebels stay off their ancestral land. The government rejected the demand alleging the area is a corridor for cocaine smuggling and rebels have infiltrated the Indians' ranks. (AP Photo/William Fernando Martinez)

(AP) ? One of the stiffest blows in years to the prestige of Colombia's military wasn't inflicted by its leftist rebel foes and didn't claim a single soldier's life.

It was dealt by a relatively diminutive people called the Nasa who marched furiously up to the top of a 7,500-foot (2,300-meter) peak last week and forcibly dislodged a clutch of soldiers from a strategic outpost.

These verdant, craggy mountains are the Nasa's ancestral lands, and the Nasa say they are fed up with violent usurpers. They're demanding that the country's military and its rebel foes leave their enclave in the southwestern state of Cauca.

Yet neither side in Colombia's half-century old conflict is heeding the Nasas' wishes to leave them in peace. Their homeland lies on a key corridor that rebels and their chief funding source, cocaine, regularly transit on their way to the Pacific coast.

The government alleges that some of the 115,000 Nasa are allied with rebels of the leftist Revolutionary Armed Forces of Colombia, or FARC, which authorities say purchases the high-quality marijuana that many indigenous grow.

The Nasa's widely broadcast standoff with government troops has made this past week perhaps the most difficult of Juan Manuel Santos' two-year-old presidency, bringing Colombia's conflict into people's living rooms as it rarely has been in recent years and highlighting his government's inability to control large parts of the countryside. Santos even suffered the indignity of being jeered by the Nasa when he visited Toribio the previous week to announce investments in social programs.

Colombia's conflict plays out far from its sparkling cities. Its victims are its most marginalized.

"We sometimes get the impression that there's hardly any conflict at all, that it is very distant," said Jordi Raich, the International Committee of the Red Cross' country director. "But Colombia's armed conflict continues, and while it may be happening in remote areas, the humanitarian consequences are not lessened."

"Peace is distant," he added.

The conflict claims hundreds if not thousands of lives a year, mostly civilians killed in a dirty war involving right-wing death squads, rebels and the military. Yet in terms of violence, this month's upheaval in Cauca has been comparatively tame. Its damage is, instead, political.

It was clear to everyone during Santos' visit that the government had no control of the area. A FARC commander held court with reporters at a roadblock less than three miles (five kilometers) away.

"This is a political defeat for the Santos government," said Jorge Restrepo, an analyst at Colombia's CERAC think tank. "It puts in question his ability to win re-election."

Santos, a 60-year-old scion of a Bogota newspaper clan, won the presidency on the coattails of Alvaro Uribe, for whom he was defense minister from 2006 to 2009, a time of impressive military gains against the FARC.

Santos has not said whether he will seek re-election in 2014, but his popularity has plummeted as rebel violence mounts.

The insurgents have in recent months reverted to traditional hit-and-run tactics, and stepped up attacks on infrastructure including oil facilities. On Friday, they blew up a bridge in Caqueta state in southern Colombia that was vital to oil companies.

The trigger for the Toribio upheaval came before dawn on July 6 when rebels rained crude mortars and grenades on its town center, aiming for the sandbag-shrouded police station. Such munitions rarely hit their mark, and instead tore big chunks out of the brightly colored brick homes surrounding it. Three days later, when the bombardment ended, six people were wounded and about 100 left homeless, said Toribio's mayor, Ezequiel Vitonas.

Four people were wounded in a separate grenade attack on July 8 on a Toribio medical clinic. The next day, angry indigenous tried to dismantle the sandbag wall protecting the police station.

"We can't take it anymore," said the governor of the local Nasa reserve, Marcos Yule, counting about 1,000 such attacks in the past few years. The worst had come on July 9, 2011, he said, when the FARC exploded a bus bomb a block from Toribio's central plaza, killing three people.

Santos came to town two days after that anniversary, and later accused some "elements" of the Nasa of being in cahoots with the rebels, a charge that Nasa leaders deny.

On Saturday, Nasa elders convicted four alleged FARC rebels "arrested" three days earlier of disturbing public order and had them flogged. Three got 30 lashes and the fourth, a teenager, received five before they were released to their families, said Yule.

Colombia's counter-narcotics police director, Gen. Luis Perez, says the FARC would be pleased to have the military out of the area to lessen the chances of having their harvested marijuana seized.

Perez estimates at least 250 acres (100 hectares) of marijuana plants grow in the Cauca. What is grown on the Nasa indigenous reserve is legally protected from destruction. At night, the hills around Toribio are pitted with lights used by cultivators to accelerate the plants' growth and potency.

As those lights went off at dawn Wednesday, hundreds of Nasa headed for the strategic hilltop, where a small group of soldiers was encamped, charged with protecting communications antennas and keeping an eye on mountain trails regularly used by the FARC.

Among the Indians were "guardians," men and women who carry staffs hewed from palm trees and decorated with brightly colored ribbons. The staffs, says Yule, are instruments of authority only and cannot be used as weapons.

In the ensuing pandemonium, several dozen indigenous encircled six soldiers and forced them off the hilltop. One soldier fired a burst of shots into the air, sending reporters scurrying. But only egos were hurt.

The images, meanwhile, were published around the world.

The mayhem was strangely isolated. While those involved in the struggle kicked up dust, hundreds more Nasa peacefully rested on the grass as other solders gathered their belongings and sheepishly retreated downhill.

The next day, however, the soldiers, accompanied by riot police, were back. Firing tear gas and buckshot, they retook the hilltop. Eight Nasa were injured, none critically, said Luis Angel Penna, Toribio's assistant hospital director.

And the violence wasn't over.

Two local men were killed by gunfire over the next two days in the neighboring towns, one during a demonstration by farmers trying to eject soldiers from their village, another shot for allegedly failing to heed an order to halt at a military roadblock.

The tensions and mistrust are not new.

In May, 39-year-old coffee picker Julio Dagua was killed near Toribio by rebels who had falsely accused him of being an army informant, said his brother Edgar.

"He had been threatened for a long time," he added.

Edgar Dagua said residents won't be intimidated by either side in the conflict. "They're going to have to kill all of us."

Some of Toribio's residents earlier this month joined the more than 2 million Colombians who have been internally displaced by the country's conflict. They are living temporarily in a shelter in the nearby town of Santander de Quilichao.

One is Maria Alejandra Munoz, a garrulous, 38-year-old mother of three who earns her living washing other people's laundry by hand. "You get tired of this conflict."

Her brother, Ruben, said that "what people want most is peace for our town."

But how?

"That's difficult," said Maria Alejandra, leaning against a support in the cramped shelter. "If someone had a formula for it, they'd give it to the presidents."

___

Associated Press Writer Frank Bajak contributed to this report from Caracas, Venezuela.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-07-21-Colombia-Military-Indians/id-f0fa667f863b4bc1915d26cd1cefbd09

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